Subscriber Agreement

A. Risk Disclosure

We believe it is imperative that you
read and fully understand the following
risks of trading and investing:

GENERAL RISKS OF TRADING AND INVESTING

All securities trading, whether in stocks, options, or other investment vehicles, is speculative in nature and involves substantial risk of loss. We encourage our subscribers to invest carefully and to utilize the information available at the websites of the Securities and Exchange Commission at www.sec.gov and the National Association of Securities Dealers at www.nasd.com. You can review public companies filings at the SEC's EDGAR page. The NASD has published information on how to invest carefully at its website. We also encourage you to get personal advice from your professional investment advisor and to make independent investigations before acting on information that we publish. Most of our information is derived directly from information published by companies or submitted to governmental agencies on which we analyze and/or rate from other sources we believe are reliable, without our independent verification. Therefore, we cannot assure you that the information is accurate or complete. We do not in any way warrant or guarantee the success of any action you take in reliance on our statements, ratings, or recommendations.

1. You may lose money trading and investing. Trading and investing in securities is always risky. For that reason, you should trade or invest only "risk capital" -- money you can afford to lose. While this is an individual matter, we recommend that you risk no more than 10% of your liquid net worth -- and, in some cases, you should risk less than that. For example, if 10% of your liquid net worth represents your entire retirement savings, you should not use that amount to buy and sell securities. Trading stock and stock options involves HIGH RISK and YOU can LOSE a lot of money.
2. Past performance is not necessarily indicative of future results. All investments carry risk and all trading decisions of an individual remain the responsibility of that individual. There is no guarantee that systems, indicators, or trading signals will result in profits or that they will not result in losses. All investors are advised to fully understand all risks associated with any kind of trading or investing they choose to do.
3. Hypothetical or simulated performance is not indicative of future results. Unless specifically noted otherwise, all profit examples provided in the our websites and publications are based on hypothetical or simulated trading, which means they are done on paper or electronically based on real market prices at the time the recommendation is disseminated to the subscribers of this service, but without actual money being invested. Also, such examples do not include the costs of subscriptions, commissions, and other fees, or examples of other recommendations as to which there were losses utilizing the timing at the time of the recommendations. Because the trades underlying these examples have not actually been executed, the results may understate or overstate the impact of certain market factors, such as lack of liquidity (discussed below). Simulated trading programs in general are also designed with the benefit of hindsight, which may not be relevant to actual trading. We make no representations or warranties that any account will or is likely to achieve profits similar to those shown, because hypothetical or simulated performance is not necessarily indicative of future results.
4. Don't enter any trade without fully understanding the worst-case scenarios of that trade. Trading securities like stock options can be extremely complicated, so make sure you understand these trades before entering into them. For example, aggressive positions in options have a greater probability of losing, while less aggressive positions are less likely to yield substantial profits. Similarly, far out-of-the-money options are unlikely to finish in the money, and options purchased close to their expiration dates are very high- risk and, thus, likely to win big or lose big very quickly. Don't enter any trade without fully understanding the worst-case scenarios of that trade.
5. We are a financial publisher and do not provide personalized trading or investment advice. We are a financial publisher. We publish information regarding companies in which we believe our subscribers may be interested and our reports reflect our sincere opinions. However, the information in our publications is not intended to be personalized recommendations to buy, hold, or sell securities. As a financial publisher, we are not legally permitted to offer personalized trading or investment advice to our subscribers. If a subscriber chooses to engage in trading or investing that he or she does not fully understand, we may not advise the subscriber on what to do to salvage a position gone wrong. We also may not address winning positions or personal trading or investing ideas with subscribers. Therefore, subscribers will need to depend on their own mastery of the details of trading and investing in order to handle problematic situations that may arise, including the consultation of their own brokers and advisors as they deem appropriate.
6. Profits can be lost if they are not taken at the right time. Subscribers are advised to take profits at whatever point they deem optimal, regardless of the profit target set in any given recommendation. Advisory services such as those we offer provide recommendations. Subscribers are free to follow the recommendation, follow it in part, or ignore it altogether. If a subscriber believes a given profit is at risk, the subscriber should take the profit. Similarly, if a subscriber feels a position is likely to lose value, or a losing position is likely to fall further, the subscriber can choose to exit at any time to preserve capital. The final decision as to when to take profits remains in the sole discretion of the subscriber, keeping in mind that profits can be lost if they are not taken at the right time.

RISKS OF INVESTING IN STOCK

Investments always entail some degree of risk. Be aware that:

7. Some investments in stock cannot easily be sold or converted to cash. Check to see if there is any penalty or charge if you must sell an investment quickly.
8. Investments in stock issued by a company with little or no operating history or published information involves greater risk than investing in a public company with an operating history and extensive public information. There are additional risks if that is a low priced stock with a limited trading market, e.g., so- called penny stocks.
9. Stock investments, including mutual funds, are not federally insured against a loss in market value.
10. Stock you own may be subject to tender offers, mergers, reorganizations, or third-party actions that can affect the value of your ownership interest. Pay careful attention to public announcements and information sent to you about such transactions. They involve complex investment decisions. Be sure you fully understand the terms of any offer to exchange or sell your shares before you act. In some cases, such as partial or two-tier tender offers, failure to act can have detrimental effects on your investment. The greatest risk in buying shares of stock is having the value of the stock fall to zero. On the other hand, the risk of selling stock short can be substantial. "Short selling" means selling stock that the seller does not own, or any sale that is completed by the delivery of a security borrowed by the seller. Short selling is a legitimate trading strategy, but assumes that the seller will be able to buy the stock at a more favorable price than the price at which they sold short. If this is not the case, then the seller will be liable for the increase in price of the shorted stock, which could be substantial.

SPECIFIC RISKS OF STOCK OPTIONS TRADING

When you open a stock option account, you should receive a booklet entitled "Characteristics and Risks of Standardized Options," which is also available on the Chicago Board Options Exchange website. This booklet contains an in-depth discussion of the characteristics and risks associated with stock options trading. We strongly encourage you to carefully read and understand this information.

11. Assignment of exercise to writers. As a writer of a stock option, you may be assigned an exercise at any time from the date of sale through approximately two days after the date of expiration. The consequences of being assigned an exercise depend upon whether the writer of a call is covered or uncovered, as discussed below. Since an option writer may not be informed of the assignment of exercise until up to two days after expiration, special risks can come into play. For example, an option writer who sells out their underlying position upon expiration may find out the next day that they have to surrender stock they do not now own.
12. Risk of unlimited losses for uncovered writers of call options. A "naked" or uncovered writer of a call option is at substantial risk should the value of the underlying stock move unfavorably against the position. For a naked call writer, the risk of loss is theoretically unlimited. The obligation of a naked writer that is not secured by cash to meet applicable margin requirements creates additional risks. A harsh adverse move in stock prices can create steep margin call scenarios in which a brokerage firm may liquidate other holdings in the writer's account(s) to cover the option. Since pricing of options tends to be magnified relative to the underlying stock, the naked writer may be at significantly greater risk than a short seller of the underlying stock.
13. Deep out-of- the-money options carry high risk of loss. Although purchasing stock options at strike prices significantly above or below the current market price can be very inexpensive, you are at high risk of losing your money. There are two versions of deep out-of-the-money options: A deep out-of-the-money call is an option to purchase 100 shares of stock at a price far above the current market price. A deep out-of-the-money put is an option to sell 100 shares of stock at a price far below the current market price. Although these options seem inexpensive, the chances of making a profit on such transactions are extremely low. Therefore, novice traders should avoid buying deep out-of- the-money options.
14. Out-of-the-money options near their expiration date carry a high risk of loss. The closer you buy an out-of-the-money option to its expiration date, the less likely it is to end up profitable. Although these options are cheap, in order to win in such situations, you will need precise timing and the occurrence of a major event that significantly moves the underlying future in your favor. Therefore, the risk associated with these options is high and you are likely to lose your entire investment in these positions. Each advisory service we provide will offer a special discussion of risks. As you move through the educational materials that teach you how to use each service, be sure to carefully read the risks section. It elaborates on risks specific to the types of recommendations you might see in that service. Do not enter any trade without understanding all risks associated with that type of trading.

Conclusion:

Once again, we stress the importance of understanding all of the risks of any form of trading or investing that you choose to do. One should fully understand the worst-case scenario prior to trading or investing real dollars. Past performance is not necessarily indicative of future results. You take full responsibility for all trading actions, and should make every effort to understand the risks involved.

B. Privacy Policy

Strategic Investment (hereafter referred to as "Strategic Investment" or "we") take your privacy seriously. Please read the following to learn more about our privacy policy.

What this Privacy Policy covers:

This Privacy Policy covers Strategic Investment's treatment of personally identifiable information that Strategic Investment collects when you are on its websites, and when you use its services.

This policy does not apply to the practices of companies that Strategic Investment does not own or control, or to people that Strategic Investment does not employ or manage.

Information collection and use:

Strategic Investment collects personally identifiable information when you register for a Strategic Investment-published newsletter, subscribe or make a purchase online or register to use any of our website's tools.

Each time a visitor comes to a Strategic Investment website, our servers -- like most on the Web -collect some basic technical information, including, for example, the visitor's domain name (e.g., whether the user is logged on from aol.com), referral data (e.g., we record the address of the last URL a user visited prior to clicking through to the Strategic Investment website) and browser and platform type (e.g., a Netscape browser on a Macintosh platform).

We also count, track, and aggregate the visitor's activity into our analysis of general traffic flows at our sites (e.g. tracking where traffic comes from, how traffic flows within the sites, etc.).

Strategic Investment uses information for four general purposes: To verify you are a subscriber, to customize the content you see on our pages, to fulfill your requests for certain products and services, and to contact you about specials and new products.

Information sharing and disclosure:

Strategic Investment may, at some time, sell or rent your personally identifiable information to vendors whom we have specifically chosen.

• Strategic Investment will send personally identifiable information about you to other companies or people when:
• We have your consent to share the information;
• We need to share your information to provide the product or service you have requested;
• We need to send the information to companies who work on behalf of 21st Century to provide a product or service to you. (Unless we tell you differently, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us.);
• We respond to subpoenas, court orders or legal process; or
• We find that your actions on our websites violate the Strategic Investment Terms of Service or any of our usage guidelines for specific products or services.

Cookie technology:

Strategic Investment may set and access cookies on your computer. A cookie is a small amount of data that is sent to your browser from a Web server and stored on your computer's hard drive. We use cookies in a limited way to speed access to the site, to identify unique browsers that visit us, and to track usage throughout our site.

We gather anonymous information about our users through cookie technology on an aggregate level only.

Account information and preferences:

Strategic Investment gives you the ability to edit your account/subscriber information and preferences at any time. Login as usual then visit "My profile" to do so.

Security:

Access to your personal information is password-protected for your privacy and security. We use industry-standard SSL-encryption to protect data transmissions.

Express Consent to Receive Messages:

By accepting of the terms and conditions of this website and any associated offers, and providing your telephone number, you consent to receive recorded telephone messages regarding various special product offers and purchase incentives from Strategic Investment.

If applicable we will send you SMS messages regarding various special product offers and purchase incentives from Strategic Investment (Subscription service, max 5 messages per week. Message and data rates may apply. Strategic Investment is not liable for delayed or undelivered SMS messages. Reply STOP to opt out.)

Recorded Calls: By subscribing, you are providing your express written consent to be contacted by Strategic Investment via prerecorded telephone message at the number you provide for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), and the Electronic Signatures in Global and National Commerce Act (15 USC §96), as amended from time to time. The calls you are agreeing to receive include special offers for goods and services offered by Strategic Investment. You are subscribing to receive calls only from Strategic Investment, and only at the specific number(s) you have provided to us. Your consent will be effective if the number you have provided is a home, business, or cell phone line, or if the number is registered on any state or federal Do-Not-Call (DNC) list as of the date of this consent. This consent shall remain in effect until you revoke it by unsubscribing from our special offer program.

To unsubscribe: You may revoke your consent to receive calls at any time by either (a) utilizing the opt-out procedure included in any message you receive; (b) by visiting https://strategicinvestment.com/nocalls/ and submit the phone number to be removed; (c) by calling 561-573-3026 or 1-561-750-8450; or (d) by sending a written request to Strategic Investment, 2424 N Federal Highway, Suite 401, Boca Raton, Florida 33431.

We may take a reasonable period of time (up to seven days) to process cancellation requests. If you request the cancellation or modification of your subscription, such information may be retained for a period of time in our backup systems as a precaution against system failures. Some information may be retained for longer periods as required by law, contract or auditing requirements.

E-Mail Opting-Out

Strategic Investment customers are automatically opted-in to receive Strategic Investment newsletters and special offers e-mails at the time of enrollment. You may opt-out from the unsub page at: https://strategicinvestment.com/remove/

Customers may contact customer care at 561-573-3026 or 1-561-750-8450 to be removed from promotional offers via direct mail, sms or telephone.

Special Offers

Special Offers Include but, are not limited to:

• Email/SMS/Direct mail campaigns - from time to time, we may contact you directly by mail, email, sms, or telephone informing you about upgrades, new products, promotions or special offers that you may be interested in.
• Newsletters - we may send out newsletters with articles and information which we believe may be of interest to you.
• Complimentary Subscriptions - we may enroll you for COMPLIMENTARY subscriptions, at absolutely no cost to you, in similar products. You can of course opt-out at any time by contacting us.

Changes to this Privacy Policy:

Strategic Investment may edit this policy from time to time. If we make any substantial changes, we will notify you by posting a prominent announcement on our pages.

C. Web Site Terms & Conditions

This website and the materials and information on this website are provided by Strategic Investment (hereinafter referred to as "Strategic Investment" or "we") and may be used for informational purposes only. By using this website, you represent that you have read and understand these terms and conditions and agree to be bound by these terms and conditions. Furthermore, by using this website, you represent that (i) you have the capacity to be bound by these terms and conditions and (ii) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity.

If you do not agree to these terms and conditions, do not use this website or download any materials from this website. Strategic Investment may amend or revise these terms and conditions at any time. By using this website, you agree to be bound by these terms and conditions as in effect from time to time. Please review these terms and conditions regularly.

Ownership of Materials:

Except as otherwise indicated, this website and its entire contents (collectively, the "Materials"), including, but not limited to, the text, information, material, software and graphics contained on this website, are owned by Strategic Investment, and its affiliates. The Materials are protected by copyright, trademark, and other intellectual property laws and treaties. Strategic Investment makes no proprietary claim to any third party names, trademarks or service marks appearing on this website. Any third party names, trademarks, and service marks are the properties of their respective owners.

Except as provided in the next sentence, the Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way, without Strategic Investment's prior written permission. You may download one (1) copy of the Materials on a single computer only for your personal, non-commercial, internal use. You may not (i) modify the Materials or use them for any commercial purpose, or any other public display, performance, sale, or rental, (ii) decompile, reverse engineer, or disassemble software materials, (iii) remove any copyright notice or other proprietary notices from the Materials, or (iv) transfer the materials to another person.

By posting a message or contributing in any way to this website, including, but not limited to, sending comments and e-mail, to this website, you expressly grant Strategic Investment the right to use in any way, copy, republish, or sell your message or other contribution as part of its property.

We reserve the right to change, update, discontinue, restrict, or prevent access to this website or the Materials at any time without notice.

Disclaimer and Limitation on Liability:

BY USING THIS WEBSITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS WEBSITE AND THE INTERNET GENERALLY. THE MATERIALS ARE PROVIDED "AS IS," WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NONINFRINGEMENT OF INTELLECTUAL PROPERTY, AND FREEDOM FROM ERRORS, VIRUSES, BUGS, OR OTHER HARMFUL COMPONENTS. IN NO EVENT SHALL WE BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED WEBSITE, EVEN IF Strategic Investment OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

This website is intended to assist readers by providing financial data, research and editorial information on financial products. Strategic Investment will not be responsible for any errors or omissions in the Materials or information provided on this website, any articles or postings for hyperlinks embedded in messages, nor for any loss or damage caused by your reliance on information obtained on this website or in a hyperlinked site.

This website provides information and advice based on our editorial content and advice of financial professionals. While Strategic Investment believes such information and advice to be reliable, we make no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice. All information and advice given on this website is intended only to assist you with financial decisions. However, by nature such information is broad in scope. Your financial situation is unique and our information and advice may not be appropriate for your situation. Accordingly, Strategic Investment recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely solely on any information or advice you obtain on this website. Any reliance by you on any information or advice will be at your own risk.

Links to Third Party Sites:

This website contains links to third party sites. These links are provided for convenience purposes and are not under the control of Strategic Investment or its affiliates. We do not make any representations and warranties, express or implied, regarding the content of any of these linked sites. These links do not constitute or imply an endorsement, authorization, sponsorship or affiliation by Strategic Investment with respect to any third party, any third party's website, the content of any third party's website, or any products or services provided by a third party.

Special Offers:

Special Offers Include but, are not limited to:

• Email/Direct mail campaigns - from time to time, we may contact you directly by mail, email or telephone informing you about upgrades, new products, promotions or special offers that you may be interested in.
• Newsletters - we may send out newsletters with articles and information which we believe may be of interest to you.
• Complimentary Subscriptions - we may enroll you for COMPLIMENTARY subscriptions, at absolutely no cost to you, in similar products. You can of course opt-out at any time by contacting us.

Governing Law and Jurisdiction

These terms and conditions of use shall be governed by and construed in accordance with the laws of the United States of America and the State of Florida, without giving effect to any choice of law or conflict of law provision or rule (whether of the State of Florida or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the State of Florida. By using this website, you consent to the jurisdiction of the state and federal courts of Palm Beach County, Florida, U.S.A. for any action or proceeding arising under or relating to these Terms of Use, this website or the use of, or reliance on, this website.